Assistant lending managers-Mortgages
Assistant lending managers-Mortgages
Dublin 8,
|Permanent
|$54961
March 03, 2023
|Job ID: 20627
The primary role of the team is to deal with the underwriting, processing and approval / referral of loan applications received from members. The team approves the majority of all applications. Staff from the team constitute the Combined Authority and decide on applications as required by policy. The team also provides support to the Credit Committee and Board of Directors in relation to loan applications and lending related issues .
MAIN DUTIES
- Preparing and assessing mortgage applications for all mortgage product types.
- Manage all mortgage queries before and after approval.
- Manager all mortgage approvals through to drawdown.
- Oversee work of other members of team with responsibility for mortgage applications.
- Provide timely updates to Lending Team Manager / Senior Management Team /Board, when required on mortgage applications / approvals / drawdowns.
- Provide monthly report to Lending Manager / SFO on mortgage applications / approvals / drawdowns.
- Provide annual training to Team / staff on mortgage process.
- Assess credit applications including personal, business loan applications and, if required, overdraft applications and renewals.
- Approving loan applications within approval authorities / policy
- Contacting members relating to ongoing applications / decision outcomes
- Preparing and presenting complex loan applications to the Lending Team Manager / Credit Committee
Person Specification
- Excellent communication and interpersonal skills
- Ability and confidence to communicate effectively both orally and in writing
- Ability to work under own initiative with minimal direction
- Provide mentoring & coaching to peers, reportees and new staff
- Ability to work to deadlines and targets, can prioritise tasks under pressure
- Willingness to take on new tasks and projects
Qualifications and Experience
- Must hold at a minimum of a QFA, CUA or equivalent that also satisfies the Minimum Competency Qualification in line with the requirements of the Central Bank of Irelands Minimum Competency Code
- Meet & Satisfy Fitness & Probity requirements
- A relevant third level or professional qualification an advantage
- Comprehensive knowledge with 3 years relevant lending experience
- 1 to 2 years Mortgage experience is required.
About Eden Recruitment
Founded in 1999, Eden Recruitment has been a continual shining star in the Irish recruitment landscape. We believe in the power of relationships and have partnered with the brightest and best Irish and multinational companies, helping them find the brightest and best talent for their organizations. Headquartered in Dublin and wholly Irish owned and managed, we _______.